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Boot, A. W. A., & Thakor, A. V. (1997). Financial System Architecture. The Review of Financial Studies, 10(3), 693-733. https://doi.org/10.1093/rfs/10.3.693
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Boot, A. W. A., & Thakor, A. V. (1997). Banking Scope and Financial Innovation. The Review of Financial Studies, 10(4), 1099-1131. https://doi.org/10.1093/rfs/10.4.1099
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